How do I find out who my beneficiary is for my life insurance? What if I want to change my beneficiary designation for my life insurance?
You may obtain beneficiary information, and name or change your current beneficiary by calling the insurance company directly.
Flex, Options and Choices participants may call CIGNA Life at (800) 842-6635.
Optional Group Term Life:
Options and Choices participants may call CIGNA Life at (800) 842-6635.
MetLife Optional Group Variable Universal Life:
Flex and MegaFlex participants may call MetLife at (800) 846-0124, or log on to the Web enrollment system at www.mylacountybenefits.com and click the MetLife link.
How do I change my mailing address with the health plans?
Notify your departmental personnel office immediately on a change of address. Your department will update the County payroll system and the change of address will be automatically reported to the health plans.
How do I change my medical and/or dental plan provider?
Medical and dental provider directories are available at your departmental personnel office. You can get the most up-to-date directory listings by logging on to the medical and/or dental plan’s Web site. The Web site addresses and phone numbers can be found in the back of your enrollment guide.
Can I change my benefits at any time during the year?
Once your benefits become effective for the Plan Year, federal tax laws state that you will have to wait until the next annual enrollment to enroll or make changes, unless you have a qualified “change in status” or life event. For more information, review the Making Changes to Your Benefits During the Year section in any of the Benefits Enrollment guides on this Web site under the Flexible Benefits link.
If I do have a change in status, such as a marriage or birth of a child, how do I make changes to my benefits?
You may request a change to your benefits during the year as long as the change is consistent with the qualified life event. To change your benefit elections or add or remove family members, you must do the following:
- Enroll: Within 90 days of the date of your life event by going to the Web enrollment system at www.mylacountybenefits.com and selecting the Life Event link, or calling the telephone enrollment system at (888) 822-0487 and select “To make changes to your benefits” option from the Main Menu. Make sure you confirm your enrollment at the end of the process.
- Submit: Proof of dependent status documents such as a marriage certificate to add your spouse or birth certificate to add your child within 90 days of your life event. Write your employee number on each document and mail to: County of Los Angeles Benefits Plan Administrator, PO Box 67128, Los Angeles, CA 90067, or fax to: (310) 788-8775.
Note: Your enrollment is not complete until the plan administrator has received and approved all necessary proof documents, and processed your request.
When can I make changes to my benefits, add or remove family members if I missed the 90 day deadline?
Annual enrollment is your only opportunity to make changes to your benefits if you miss the 90 day deadline. Annual enrollment is during the month of October. The benefits you elect at that time will go into effect for the next Plan Year (January 1 through December 31).
Do I have to wait until Annual Enrollment to add or remove my domestic partner from my medical or dental plan?
You may add a domestic partner and your domestic partner’s children to your medical and/or dental coverage, or remove them from coverage, at any time during the year under similar rules as described in the Making Changes to Your Benefits During the Year section of the enrollment guide.
May I enroll my adult child in my medical and dental plans? Do my adult children still need to be students to be covered?
NEW RULES FOR ADULT CHILDREN BEGIN JANUARY 1, 2011
The new regulations allow eligible adult children to be enrolled in your medical and dental plans until the child’s 26th birthday, regardless of student or marital status. Your children are not eligible for County coverage if they are eligible for other employer-sponsored coverage (except under a parent’s plan). In other words, your children are not eligible for County coverage if coverage is offered through their job, or their spouse’s job.
When may I enroll my adult children?
Annual Enrollment – You must enroll your eligible adult children* during the Annual Enrollment period that runs each year from October 1 to October 31. You may enroll via the web at www.mylacountybenefits.com or by calling the telephone enrollment system at (888) 822-0487.
Qualifying Change in Status – You may also enroll your adult child* if he or she experiences a qualifying life event, such as losing coverage from their or their spouse’s employer. You must enroll your adult child* within 90 days of the date he or she loses coverage by going to the Web enrollment system at www.mylacountybenefits.com and selecting the Life Event link, or calling the telephone enrollment system at (888) 822-0487 and select “To make changes to your benefits” option from the Main Menu. Make sure you confirm your enrollment at the end of the process.
* Your adult children are eligible for County coverage on your medical and/or dental plans up until their 26th birthday, regardless of student or marital status. They are not eligible for County coverage if they are eligible for any other employer-sponsored coverage (except under a parent’s plan), such as coverage offered at their or their spouse’s job.
OVERAGE DEPENDENTS Ages 19-25 (through Dec. 31, 2010)
My medical and/or dental plan removed my child because I failed to provide the required documents showing he/she is a full-time student. What do I do? Will I have to wait until Annual Enrollment to re-enroll my child?
When the County is notified that your child is no longer eligible for coverage due to age or student status, your child will be removed from your coverage. Your child may continue health coverage under a Federal law known as COBRA. COBRA information will be automatically mailed to your child’s address.
If your child becomes a full-time student during the year, you may re-enroll your child in your health coverage by completing the following procedures below:
Enroll: Within 90 days of the date your child becomes a full-time student by going to the Web enrollment system at mylacountybenefits.com and selecting the Life Event link, or calling the telephone enrollment system at (888) 822-0487 and select “To make changes to your benefits” option from the Main Menu. Make sure you confirm your enrollment at the end of the process.
Submit: School verification (see below) by mail to: County of Los Angeles Benefits Plan Administrator, PO Box 67128, Los Angeles, CA 90067, or fax to: (310) 788-8775.
IMPORTANT: A valid school verification is a print out issued by your child’s school, and includes: the child’s name, school name, number of units currently enrolled, or a letter from a college or university indicating full-time student status. Make sure you write your employee number on each document.
If my benefits recently became effective, when will I receive identification cards for my medical and dental insurance?
Medical and dental identification cards are usually mailed to the employee within 15 working days from the effective date of coverage. If you need to use services, you may use your confirmation letter as temporary evidence of insurance coverage. If you have not received or want to replace your identification card, call the health plan directly. The phone numbers are listed below.
County Sponsored Medical Plans:
Kaiser (800) 464-4000
PacifiCare (800) 367-2660
CIGNA (800) 842-6635
Anthem Blue Cross CaliforniaCare HMO (800) 227-3771
Anthem Blue Cross PLUS POS (800) 288-6921
Anthem Blue Cross Prudent Buyer PPO (800) 288-2539
Anthem Blue Cross Catastrophic (800) 288-2539
UnionSponsored Medical Plans:
ALADS Blue Cross (800) 842-6635
CAPE Blue Shield (800) 487-3092
Fire Fighters Local 1014 (800) 660-1014
County Sponsored Dental Plans:
Delta Dental (888) 335-8227
Safeguard (800) 880-1800
DeltaCare (800) 422-4234
If I leave County service or retire, how can I continue my benefits?
If you leave County service, you may continue your medical, dental, and Health Care Spending Account, if any, under a federal law known as COBRA. When federal COBRA ends, you may be entitled to extend medical and dental coverage further under California law. COBRA information will be automatically mailed to you when you leave County service or retire. This notice explains your rights and obligations under COBRA as well as a notice explaining your rights and obligations under California law.
In most cases employees who retire decline COBRA coverage because they are offered medical and dental insurance through the Los Angeles County Employees Retirement Association (LACERA).
The life insurance you had prior to leaving County service cannot continue under COBRA.
Options and Choices employees may convert their CIGNA Optional Group Term Life insurance to an individual policy by calling CIGNA Life at (800) 842-6635.
Flex and MegaFlex employees will be automatically billed by MetLife for their Group Variable Universal Life insurance. If you do not receive a bill or have questions, please call MetLife at (800) 846-0124,
If I experience a problem using my medical and/or dental insurance who should I call?
If you are having problems using services, contact the health plan directly. You can find the phone number for your health plan on your identification card.